Welcome to InsureYourPet.co.uk
The most comprehensive pet-healthcare insurance information
service available.
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click here .. pet insurance comparisons
Introduction
Veterinary care for pets is becoming ever more sophisticated resulting in
pets living longer, healthier lives.
Providing high quality health care for pets requires ongoing investment in
skills training and equipment, and access to new medicines by the veterinary
profession.
This is good news for pets but can mean expensive vet bills, often when you
least expect it.
It may be time to think about pet insurance and InsureYourPet.co.uk is the
pet insurance website for unbiased pet health care information.
Pet Insurance
Without a national health service for pets, owners can often
face an expensive vets bill if their pet becomes ill.
We all know how upsetting it is when a pet falls ill. This
can be compounded by the worry of large vets bills. That is why it makes sense
to take out some measure of Pet Insurance, so you know your pet will receive
the best care available.
Vets' fees can be alarmingly high - perhaps £400 to
care for a cat with a broken leg and £800 per year to treat a dog with
diabetes; some treatments can run into thousands of pounds. Pet Insurance Policies
provide cover for vet's fees and within certain Pet Insurance policies - other
areas of Pet Insurance cover too. Many insurers only provide cover for the first
year, or set a maximum overall limit per condition, so it is a good idea to
be sure you are taking out the right pet insurance policy from the right pet
insurance company. At InsureYourPet.co.uk we aim to offer advice and information
to help you decide, along with links to them main reputable pet insurance companies.
Pet Insurance Facts
- More claims are made for illness than accidents
- One in three pets will need veterinary treatment each year
- Around 80% of older pets will claim on their insurance each year
- More 3rd party claims are being made each year
- Veterinary fees are rising faster than inflation
- Pet insurance claims are more likely than household or car insurance claims.
There are a large number of providers of pet health care insurance
and not all the cover is the same so how does one make an informed decision?
Most pet insurance policies will provide for veterinary fees
as well as cover for a range of additional benefits.
InsureYourPet.co.uk will guide you through the most important
differences and enable you to choose a policy which suits your pets needs and
your pocket.
Questions To Ask about Pet Insurance Cover.
What important points do I need to consider closely when choosing my pet's
insurance policy?
There are many recognised pet insurance policies available in the UK. The
key issues to consider are:
The premium.
Be aware that some pet insurance schemes may offer cheaper premiums for younger
pets which become very expensive as the animal gets older. By then it may be
too late and you won't be able to insure existing illnesses with anyone else!
Policy excesses for older pets can also rise alarmingly unless you choose carefully.
The level of veterinary fees cover.
Some pet insurance policies offer a maximum amount of cover for all conditions
in a year. Others, offer a maximum amount for each and every condition separately.
The policy excess.
This is the amount you pay when you make a claim. Many pet insurance companies
now require payment of an excess in every year for each condition claimed.
You may even be asked to pay a proportion of each treatment. Some only require
an excess to be paid once for each condition. This can result in significant
savings.
Does the excess change as your pet becomes older?
Not all pet insurance companies change the excess because your pet is becoming
older.
Do 3rd party liability claims carry an excess?
With some companies 3rd party liability carries a higher excess. Some companies
only charge an excess for veterinary fees and boarding fees.
Does the policy provide cover for Euthanasia?
Not all companies will provide cover for euthanasia.
Does the policy cover veterinary fees for whelping & kittening?
Some pet insurance companies offer cover as standard for such costs.
Does the policy cover Death from Accident or Illness?
Many pet insurance policies do not provide cover for either Death from Accident
or Illness.
If you have any doubts about pet insurance - ask your vet for advice.
Annual Cover
The pet insurance policy is renewed annually. The insurance
policy will pay out a maximum amount during a 12 month period for each condition
claimed for. An excess is deducted for each condition claimed for.
After 12 months any condition claimed for in the previous
year will be excluded from the insurance cover.
Once insured pets reach a certain age the insurance premium
may rise and the policy excess will increase.
What's good?
Less expensive cover against accidents and short term illness.
What's bad?
Medium and long term health-care conditions are not covered.
What does annual cover mean?
Annual cover means that the pet is insured for a 12 month period.
During the 12 months the policy will pay Veterinary fees
for treatment of your pet. There is usually no limit to the number of claims
that may be submitted. There is a maximum amount that the policy will pay out
for each claim and an excess will be charged for each claim submitted.
At the end of the 12 month period the policy may be renewed,
but any condition claimed for during the preceding 12 months will excluded.
In practice this means that if your pet develops a condition which requires
ongoing treatment, e. g. a skin condition, it will not be covered after the first
year.
Life Long Cover
The pet insurance policy is renewed annually and health-care
conditions which have arisen since taking out the pet insurance policy will
continue to be covered; i. e. there are no exclusions placed on the policy once
the animal insurance cover is in place.
There is a maximum amount the pet insurance policy will pay
out each year for each condition. An excess will usually be deducted once a
year for ongoing conditions and for each new condition claimed for.
Once insured pets reach a certain age the insurance premium
may rise and the policy excess will increase.
What's good?
Long term treatment is covered
What's bad?
More expensive
What does lifelong cover mean?
Exactly that; once your pet is insured and premiums are up to date the policy
will provide cover for the rest of your pet's life.
For example: an ongoing skin condition. The policy is renewed
annually and will pay out a maximum amount for the claim during a 12 month period
once you have paid the excess. Where treatment is ongoing beyond the renewal
date you may have to pay the excess again and then you may claim the full amount
again.
Individual Cover
The pet insurance policy is renewed annually.
The insurance policy will pay out a maximum amount for each
condition and there is no time limit over which it can be claimed. The policy
excess will be deducted each year for ongoing conditions and new claims.
Once the maximum amount has been claimed that specific condition
will be excluded from future cover.
Once insured pets reach a certain age the insurance premium
may rise and the policy excess will increase.
What's good?
Less expensive premiums and should cover most short and medium term illness.
What's bad?
May run out of cover for expensive long term veterinary treatment .
Travelling abroad with your pet
The
Pet Travel Scheme
The Pet Travel Scheme (PETS) is the system that allows pet
animals from certain countries to enter the UK without quarantine as long as
they meet the rules.
It also means that people in the UK can, having taken their
pets to these countries, bring them back without the need for quarantine.
Further information is available from the Department for Environment,
Food and Rural Affairs Website. (DEFRA).
Don't travel without Pet Travel Insurance.
The Scheme:
- Only applies to pet cats and dogs including guide dogs and hearing dogs.
- Is limited to pets coming into the UK from certain countries and territories
- Only operates on certain sea, air and rail routes to England
PETS was introduced for dogs and cats travelling from certain
European countries on 28 February 2000. The Scheme was extended to Cyprus, Malta
and certain Long Haul countries and territories on 31 January 2001. Bahrain
joined on 1 May 2002. Mainland USA and Canada joined on 11 December 2002.
Animals from non-qualifying countries must spend 6
months in quarantine.
Pet Travel Insurance
Insure your pet offers comprehensive pet travel insurance
advice. We do not aim to promote any one individual pet travel insurance company.
What we have discovered is that pet travel insurance is a minefield of diverse
information. Each pet travel insurance company offers different rates, asks different
questions and advertises their benefits or conditions in such a way that it becomes
near impossible to compare one pet travel insurance company from the next. Inspired
by Vets who are often asked which pet travel insurance company or pet travel insurance
policy they would recommend, and who cannot offer a recommendation about pet travel
insurance because the information is too much to keep on top of. At insure your
pet, we hope to offer this advice about pet travel insurance, impartially, allowing
our visitors to rate the different pet travel insurance companies and the different
pet travel insurance cover or pet travel insurance policies. To leave their feedback
for other visitors to benefit from. See what other visitors to our website rate
the different pet travel insurance companies. Vote yourself for the best (or the
worst pet travel insurer) and leave your comments on our feedback page.
Cheap Pet Insurance
Cheap pet insurance does not always mean the best policy
for your pet. However, on our website you are able to evaluate different pet insurance
policies available from a wide range of pet insurance companies. You can filter
the results to find the cheapest pet insurance policy for you pet and your circumstances.
You can also filter each pet insurance company to find the best cover, the best
rated, as voted by our visitors.
Veterinary Pet Insurance
Veterinary care for pets is becoming ever more sophisticated
resulting in pets living longer, healthier lives. This means veterinary pet
insurance is becoming more and more essential. Providing high quality pet health-care
requires ongoing investment in skills training and equipment, and access to
new medicines by the veterinary profession. This is on the whole good news for
pets but can mean expensive vet bills, often when you least expect it. Having
at least a basic level of veterinary pet insurance will give you piece of mind
and your pet dog or cat good veterinary care if it is ever needed. It may be
time to think about veterinary pet insurance and InsureYourPet.co.uk is the
veterinary pet insurance website for unbiased pet health-care information.
UK Pet Insurance
At Insure Your Pet, we aim to offer comprehensive information
about UK pet insurance. With the different types of pet insurance policies available
in the UK, it makes it hard for most people to pick the policy that best suits
them or their friend. Pet Health is a growing concern, as veterinary technology
advances so do the vets fees and pet insurance in the UK is probably more important
now than it has ever been. UK pet insurance is available from a wide range of
UK pet insurance companies. At Insure Your Pet we give our visitors the chance
top rate these various UK pet insurance companies on a scale of -10 to +10. Thus
allowing other visitors to see the lessons others have learned. Our UK pet insurance
information is also kept as up to date as is possible. Allowing you to compare
the different features, benefits and drawbacks of the various UK pet insurance
policies and UK pet insurance companies. Welcome to InsureYourPet.co.uk
Pet Insurance Company Information
Insure Your Pet offers pet insurance company advice and
information. At Insure Your Pet, we do not aim to promote any one individual pet
insurance company. Each pet insurance company offers different rates, asks different
questions and advertises their benefits or conditions in such a way that it becomes
almost impossible to compare one pet insurance company from the next. Inspired
by Vets who are often asked which pet insurance company they would recommend,
and who cannot offer an impartial recommendation because the information is too
much to keep on top of. At insure your pet, we hope to offer this advice, impartially,
allowing our visitors to rate each pet insurance company. To leave their feedback
about a pet insurance company for other visitors to benefit from their experience.
We hope to be the first stop for information on any Pet Insurance Company in the
UK.
Pet Insurance
Insure your pet offers comprehensive pet insurance advice.
At Insure Your Pet, we do not aim to promote any one singular pet insurance company.
What we have discovered is that pet insurance is a minefield of varying information.
Each pet insurance company offers different rates, asks different questions and
advertises their benefits or conditions in such a way that it becomes near impossible
to compare one pet insurance company from another. Inspired by Vets who are often
asked which pet insurance company or pet insurance policy they would recommend,
and who cannot offer an impartial recommendation because the information is too
much to keep on top of. At insure your pet, we hope to offer this advice, impartially,
allowing our visitors to rate the different pet insurance companies and the different
pet insurance cover or policies. To leave their feedback for other visitors to
benefit from. And if your question about pet insurance is not answered somewhere
on our website, please contact us and we will do our best to find the answer.
Pet Dog Insurance
Your pet dog - Mans best friend - can at times need expensive
medical care. Which is why pet dog insurance is probably the most developed sectors
in the pet insurance market. Pet dog insurance. Many pet dog insurance policies
naturally cover veterinary fees but are there extended or additional benefits
you should be looking for? Pet dog insurance is there to protect your dog should
you have to pay vet bills. The pet dog insurance policies featured on our website
are rated by our visitors.
Pet Health Insurance
InsureYourPet.co.uk provides detailed pet health insurance
advice and information. Pet health insurance is becoming more and more important
as both time and technology progress. Providing high quality pet health care requires
vets to maintain ongoing investment in skills, training and equipment, and access
to new pet medicines available to the veterinary profession. Veterinary pet health
care is becoming ever more sophisticated resulting in pets living longer, healthier
lives. This is good news for our pets but can mean expensive vet bills, often
when you least expect it. It may be time to think about pet health insurance and
InsureYourPet.co.uk is the pet health insurance website for unbiased pet health
care and insurance information. You should be aware that some pet health insurance
insurance schemes may offer cheaper premiums for younger pets which become very
expensive as the animal gets older. By then it may be too late and you won't be
able to insure existing illnesses with anyone else! Pet health insurance policies
excesses for older pets can also rise alarmingly unless you choose your pet health
insurance carefully.
Pet Insurance
Insure your pet offers comprehensive pet insurance advice. At
Insure Your Pet, we do not aim to promote any one singular pet insurance company.
What we have discovered is that pet insurance is a minefield of varying information.
Each pet insurance company offers different rates, asks different questions and
advertises their benefits or conditions in such a way that it becomes near impossible
to compare one pet insurance company from another. Inspired by Vets who are often
asked which pet insurance company or pet insurance policy they would recommend,
and who cannot offer an impartial recommendation because the information is too
much to keep on top of. At insure your pet, we hope to offer this advice, impartially,
allowing our visitors to rate the different pet insurance companies and the different
pet insurance cover or policies. To leave their feedback for other visitors to
benefit from.
Compare Pet Insurance Prices
If you are looking for a pet insurance comparison, whether
to compare pet insurance prices or to compare pet insurance features, then at
InsureYourPet.co.uk we aim to help you. You can compare pet insurance prices on
our website. Pet insurance comparison is available across several pages. Not only
do we offer a pet insurance comparison on price and features, but visitors to
our website can rate each pet insurance company, offering you the chance to compare
pet insurance company by company based on the experiences of others.